PLEASE NOTE: The funding procedure for new accounts has changed. New accounts can now fund a trust by mailing a check directly to the bank or by a one-time electronic deposit. See instructions.

Join us Tuesday, November 2nd at 1 PM to learn how a pooled trust can help the people you serve qualify financially for Medicaid-funded home care and other community-based long-term care services. Register here.

Helping people with disabilities protect benefit eligibility since 1972



Using a Pooled Trust for Medicaid Eligibility

Qualify for Medicaid Benefits and Long-term Care

Did you know that Medicaid benefits will cover home care and other long-term care services? The challenge is that most seniors who need Medicaid benefits have too much monthly income to qualify.

To meet Medicaid’s income limit, you have to spend-down any excess monthly income on qualified medical expenses or pay that money to Medicaid to help cover the costs of your care. This can make it almost impossible for people to stay in their home with a single person only getting to keep about $879 a month. 

In New York State, you can deposit your income spend-down, or "surplus" income, into a pooled trust

Pooled Trust for Medicaid Income Spend-down

NYSARC’s Community Trust II is a pooled supplemental needs trust that allows people with disabilities and disabling chronic health conditions to qualify for Medicaid to receive community health benefits and long-term care services. 

With the money you deposit into the trust, you can request that NYSARC Trust Services pay bills, living expenses, and other personal needs that enhance your quality of life and allow you to stay comfortably and safely in the community.

Watch this video to learn how Lois, of Rensselaer, New York, used a NYSARC Community Trust II to get care at home and avoid going into a nursing home! Contact us to learn more or call (518) 439-8323.


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