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PLEASE NOTE: The funding procedure for new accounts has changed. New accounts can now fund a trust by mailing a check directly to the bank or by a one-time electronic deposit. See instructions.
Community Trust II is a pooled supplemental needs trust (SNT) that allows people with disabilities and older adults seeking home care and other long-term care services to spend-down monthly income that exceeds the Medicaid financial limits.
This trust program enables people with disabilities to utilize this portion of their income, which Medicaid would otherwise require to be "spent down on medical needs", to pay for living expenses such as rent, utility bills, food, clothing, and other personal needs that are for the sole benefit of the beneficiary.
The income you deposit into a pooled trust is disregarded when determining Medicaid eligibility each month, thereby allowing you to qualify for Community Medicaid services, including home care and other long-term care needs. Funds in the pooled trust are then used to pay your monthly living expenses so that you can afford to get care in the community for as long as possible.
Upon the beneficiary's death, the remaining balance in the account is retained by the trust to support other people with disabilities served by The Arc New York.
Watch this video to learn how this beneficiary used a pooled trust to qualify for Medicaid and get care at home!
For more information, please reference our Frequently Asked Questions or give us a call at (518) 439-8323. We would be happy to assist you!
NYSARC Trust Services representatives have always been very professional and wonderful people to work with. They are doing great work with helping people in need.
Yours is the golden standard by which all agencies should be measured.
The quality of service offered by NYSARC Trust Services is unparalleled.