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Qualify for Medicaid with Excess Income

Community Trust II: Pooled Trust for Medicaid Spend-down

Community Trust II is a pooled supplemental needs trust (SNT) that allows people with disabilities to spend-down monthly income that exceeds the financial requirements set by Medicaid. 

This trust program allows people with disabilities to utilize this portion of their income, which Medicaid would otherwise require to be "spent down on medical needs", to pay living expenses such as rent, utility bills, food, clothing, and other personal needs that are for the sole benefit of the beneficiary.

How a Pooled Trust Works?

The income you deposit into a pooled trust is disregarded when determining Medicaid eligibility each month, thereby allowing you to qualify for Community Medicaid services, including home care and other long-term care needs. Funds in the pooled trust are then used to pay your monthly living expenses so that you can afford to get care in the community for as long as possible.

Upon the beneficiary's death, the remaining balance in the account is retained by the trust to support other people with disabilities served by The Arc New York.

For more information, please reference our Frequently Asked Questions or give us a call at (518) 439-8323. We would be happy to assist you!

Trust Documents:

Pooled Trust for Medicaid Eligibility Brochure
Fee Schedule
Information and Procedures
Joinder Agreement (trust application)

See all Community Trust II Documents

Watch this video to learn how this beneficiary used a pooled trust to qualify for Medicaid and get care at home!

Trust Application Download

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